LIC(S) Secure Future Term Plan

  • What is Term Insurance Plan?
    Term Insurance Plan Provides you Insurance Protection for a fixed period. It pays the sum assured up on death of the life insured or if the insured becomes totally and permanently disabled or when the insured suffers from critical illness(if these benefits are included) during this period.

  • What is total and permenent disability (TPD)?
    The Life Assured due to accident or sickness, suffers total and irrecoverable loss of use of:
    a) The entire sight in both eyes;
    b)Any two limbs at or above the wrist or ankle; or
    c) The entire sight in one eye and any one limb at or above the wrist or ankle.
  • What is Terminal Illness?
    Terminal Illness is the situation in which you have a medical condition that, in a medical professional opinion, will lead to death within the next 12 months.
  • Why am I asked to go for a medical check-up?
    You have been asked to undergo a medical check-up as we require further medical evidence to assess your policy application. This is required due to either your health condition or the amount of coverage that is being applied for.
  • Do I need to pay for the medical check-up?
    You do not need to pay for the medical examination and test fees which are requested by LIC Sinagpore.
  • Whether my recent test reports can be used instead of going for another medical Test?
    Yes, the recent test report can be submitted as it is valid for one year.
  • For medical check-up, can I go to a clinic of my choice in Singapore?
    Medical examination and tests must be contected at our panel clinics.
  • Tell me about Life Insurance Corporation (Singapore) Pte Ltd.
    Life Insurance Corporation (Singapore) Pte Ltd is Wholly Owned Subsidiary of Life Insurance Corporation (LIC) of India. LIC of India is fully owned by the government of India and has network of more than 4500 offices in India with customer base of more than 300 million. It is the largest life insurer in India with total assets exceeding US$ 300 billion. LIC of India consistently tops the Insurance sector in all Brand Surveys as the most trusted brand in India.
  • How can I buy this Product Policy
    This product is distributed through selected Financial Advisory Firms only. For the details of Financial Advisory Firms, please refer our website:
    The details are also printed in the brochure/ad mailer and other publicity materialsfor the product.
  • Is this Policy covered under Policy Owners' Protection Scheme?
    Yes. This policy is covered under Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). LIC(S) is a member of Policy Owners' Protection Scheme. Coverage for your policy is automatic and no further action required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage where applicable, please visit the SDIC web site: